Before you can welcome your first Quirky Campers hirers, you will need to make sure your campervan is properly insured for your customers.
As the campervan owner, you are responsible for arranging and maintaining the correct insurance. Quirky Campers does not provide insurance to owners and cannot purchase or set up a policy on your behalf. However, we can explain the available options and point you towards insurers that understand campervan hire.
To rent out your campervan through Quirky Campers, you will need:
A standard personal campervan policy will not cover your vehicle while it is being rented to paying customers. You will therefore need specialist self-drive hire insurance.
There are two main ways to arrange your cover:
Option 1: Annual self-drive hire insurance
An annual self-drive hire policy covers your campervan for customer hires throughout the policy year.
This insurance policy covers you as the named driver, as well as potential customers that rent your campervan.
Annual cover may suit you if:
Annual self-drive hire policies are currently available from providers including Alan Boswell and Sterling, who also offer breakdown insurance as part of their package.
Option 2: Personal campervan insurance + daily self-drive hire insurance (Pay-as-you-go Insurance)
Instead of purchasing an annual self-drive hire policy, you can keep your standard campervan insurance policy (ie. Social, Domestic and Pleasure policy) for your personal use and arrange separate self-drive hire insurance for each booking.
This is sometimes referred to as daily or pay-per-hire insurance, and is purchased after once you receive a booking, and your insurer then bills you directly for the days you require insurance.
Daily cover may suit you if:
This option involves more admin. You must arrange and pay for the self-drive hire cover before each customer collects your campervan.
Your personal campervan insurer must also know that you intend to rent out the vehicle and must allow you to use separate self-drive hire insurance. Do not assume that every standard campervan policy permits this.
There is no single price for campervan hire insurance. Your quote may be affected by:
Annual self-drive hire insurance normally involves a larger upfront annual payment but can become more cost-effective if you accept regular bookings. Daily insurance has a lower initial commitment, but the cost applies to every individual hire.
Current Pricing:
These figures should only be used as a guide. The insurer will calculate the final premium using the details of you, your campervan and how you plan to rent it out.
Insurance is included within the rental fee customers pay when they book a campervan through Quirky Campers. This means:
Offering insurance as part of the total hire price gives customers a clearer price without an additional insurance charge appearing later in the booking process.
Every campervan listed for hire with Quirky Campers must have breakdown cover that protects customers while the vehicle is on hire. Personal roadside assistance does not necessarily cover a vehicle being used for hire, so you must check that your policy specifically includes hirers and rental use.
Breakdown cover may be available:
Check any restrictions carefully. These may include limits relating to the campervan’s weight, length, age or licence category.
Each insurer sets its own driver eligibility criteria.
For Alan Boswell, the insurance criteria is as follows, all customers are covered as standard if they meet the below criteria:
1. Decide which insurance options suits you: Consider how many bookings you expect to accept and whether you are comfortable arranging insurance separately for every hire.
2. Contact the insurers:
3. Provide your insurance information: Contact the Quirky Team to advise us which insurance option you have decided to proceed with, and we can update our records.
Can Quirky Campers arrange my insurance?
No. As the vehicle owner, you must choose, purchase and maintain your own insurance policy. Quirky Campers can explain the general requirements and share details of potential providers, but it cannot arrange insurance on your behalf
Can a customer use their own insurance?
No. Insurance must be provided as part of the customer’s campervan booking and arranged through the insurance option selected by the owner.
Can I charge customers separately for insurance?
No. Your advertised nightly rate should already account for the cost of providing the required insurance. Customers should not be asked to pay a separate insurance charge.
Do I need breakdown cover?
Yes. Your breakdown policy must cover the campervan while it is being driven by the hirer.
Is daily insurance charged once per booking or once per day?
Daily self-drive hire insurance is arranged separately for each booking, but its price is normally calculated using the number of rental days. Alan Boswell’s current daily insurance pricing structure is listed below:
Daily SDH charge (per booking not per day): £10
What happens if I receive a last-minute booking?
Owners with annual cover are normally already insured for eligible hires. Owners using daily insurance must arrange cover before collection, and the provider may charge an additional fee for requests made at short notice.
Can customers take my campervan to Europe?
This would depend on your policy. Normally, you will need to opt in to allow your campervan to travel to the EU.
For questions about a quote, policy wording, exclusions or claims, contact the insurance provider directly. For questions about the Quirky Campers onboarding process or what information you need to provide, please contact the Quirky Campers team.
